/* ===== Kenz Brokerage — shared styles ===== */
:root{
  --navy-900:#0c1626;
  --navy-800:#0f1b2d;
  --navy-700:#16263d;
  --navy-600:#1d3150;
  --gold:#c9962f;
  --gold-light:#e0b049;
  --text:#e9edf2;
  --muted:#9aa7b5;
  --white:#ffffff;
  --radius:14px;
  --shadow:0 18px 50px rgba(0,0,0,.28);
  --maxw:1180px;
  --ease:cubic-bezier(.22,.61,.36,1);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:'Poppins',system-ui,sans-serif;
  color:#1f2a37;
  background:#fff;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{max-width:var(--maxw);margin:0 auto;padding:0 22px}
section{position:relative}

/* ---- buttons ---- */
.btn{
  display:inline-flex;align-items:center;gap:8px;
  padding:13px 26px;border-radius:8px;font-weight:600;font-size:.92rem;
  border:1px solid transparent;cursor:pointer;
  transition:transform .3s var(--ease),background .3s,box-shadow .3s;
}
.btn:hover{transform:translateY(-3px)}
.btn-gold{background:var(--gold);color:#1a1306;box-shadow:0 10px 24px rgba(201,150,47,.35)}
.btn-gold:hover{background:var(--gold-light)}
.btn-dark{background:var(--navy-700);color:#fff}
.btn-dark:hover{background:var(--navy-600)}
.btn-outline{border-color:var(--gold);color:var(--gold)}
.btn-outline:hover{background:var(--gold);color:#1a1306}

/* ---- eyebrow / headings ---- */
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  color:var(--gold);font-weight:600;font-size:.9rem;letter-spacing:.04em;
  text-transform:capitalize;margin-bottom:14px;
}
.eyebrow::before{content:"\27A4";font-size:.8rem;transform:rotate(-12deg)}
.section-title{
  font-size:clamp(1.6rem,3.4vw,2.4rem);line-height:1.2;font-weight:700;
  margin:0 0 16px;color:#13243b;
}
.section-sub{color:#5a6b7c;max-width:640px}
.center{text-align:center}
.center .section-sub{margin-left:auto;margin-right:auto}
.pad{padding:84px 0}
.pad-sm{padding:56px 0}

/* ---- top bar ---- */
.topbar{background:var(--navy-900);color:var(--muted);font-size:.82rem}
.topbar .container{display:flex;justify-content:flex-end;gap:26px;padding:9px 22px}
.topbar a{transition:color .25s}
.topbar a:hover{color:var(--gold)}

/* ---- header / nav ---- */
.site-header{position:sticky;top:0;z-index:100;background:#fff;box-shadow:0 4px 20px rgba(0,0,0,.06)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 22px;max-width:var(--maxw);margin:0 auto}
.nav .logo img{height:46px}
.nav-menu{display:flex;align-items:center;gap:6px;list-style:none;margin:0;padding:0}
.nav-menu>li{position:relative}
.nav-menu>li>a{
  display:flex;align-items:center;gap:5px;padding:10px 13px;border-radius:8px;
  font-weight:500;font-size:.92rem;color:#23344a;transition:color .25s;
}
.nav-menu>li>a:hover,.nav-menu>li.active>a{color:var(--gold)}
.nav-menu .caret{font-size:.6rem;opacity:.7}
.dropdown{
  position:absolute;top:calc(100% + 8px);left:0;min-width:220px;
  background:#fff;border-radius:12px;box-shadow:var(--shadow);
  padding:10px;list-style:none;margin:0;
  opacity:0;visibility:hidden;transform:translateY(10px);
  transition:opacity .25s,transform .25s,visibility .25s;
}
.nav-menu>li:hover .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown li a{display:block;padding:10px 14px;border-radius:8px;font-size:.9rem;color:#33465c;transition:.2s}
.dropdown li a:hover{background:#f5f1e6;color:var(--gold)}
.nav-cta{margin-left:8px}
.nav-toggle{display:none;background:none;border:0;font-size:1.6rem;color:var(--navy-800);cursor:pointer}

/* ---- hero slider ---- */
.hero{position:relative;height:min(86vh,640px);overflow:hidden;background:var(--navy-900)}
.slide{
  position:absolute;inset:0;opacity:0;transition:opacity 1s var(--ease);
  background-size:cover;background-position:center;
}
.slide.active{opacity:1}
.slide::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(8,15,26,.92) 0%,rgba(8,15,26,.55) 55%,rgba(8,15,26,.2) 100%)}
.slide .inner{position:relative;z-index:2;max-width:var(--maxw);margin:0 auto;padding:0 22px;height:100%;display:flex;flex-direction:column;justify-content:center}
.slide .copy{max-width:560px;color:#fff;transform:translateY(20px);opacity:0;transition:.8s .3s var(--ease)}
.slide.active .copy{transform:translateY(0);opacity:1}
.slide h1{font-size:clamp(2rem,5vw,3.3rem);line-height:1.12;margin:8px 0 16px;font-weight:700}
.slide p{color:#cdd6e0;font-size:1.05rem;margin-bottom:26px}
.hero-nav{position:absolute;z-index:3;bottom:26px;right:34px;display:flex;gap:10px}
.hero-nav button,.hero-dots button{cursor:pointer}
.hero-nav button{width:46px;height:46px;border-radius:50%;border:1px solid rgba(255,255,255,.4);background:rgba(255,255,255,.08);color:#fff;font-size:1.1rem;transition:.25s}
.hero-nav button:hover{background:var(--gold);border-color:var(--gold)}
.hero-dots{position:absolute;z-index:3;bottom:34px;left:34px;display:flex;gap:8px}
.hero-dots button{width:30px;height:4px;border:0;border-radius:3px;background:rgba(255,255,255,.3)}
.hero-dots button.active{background:var(--gold)}

/* ---- page banner (inner pages) ---- */
.page-banner{position:relative;padding:74px 0;background:var(--navy-800);color:#fff;overflow:hidden}
.page-banner::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 30%,rgba(201,150,47,.18),transparent 55%)}
.page-banner .container{position:relative;z-index:2}
.page-banner h1{font-size:clamp(1.9rem,4vw,2.8rem);margin:0 0 10px}
.breadcrumb{color:var(--muted);font-size:.9rem}
.breadcrumb a:hover{color:var(--gold)}
.breadcrumb span{color:var(--gold)}

/* ---- generic sections ---- */
.bg-light{background:#f6f8fb}
.bg-navy{background:var(--navy-800);color:#fff}
.bg-navy .section-title{color:#fff}
.bg-navy .section-sub{color:#bcc8d6}
.grid{display:grid;gap:26px}
.g-2{grid-template-columns:repeat(2,1fr)}
.g-3{grid-template-columns:repeat(3,1fr)}
.g-4{grid-template-columns:repeat(4,1fr)}

/* split (image + text) */
.split{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.split img{border-radius:var(--radius);box-shadow:var(--shadow)}
.framed{position:relative;z-index:1}
.framed::before{content:"";position:absolute;left:-16px;bottom:-16px;width:70%;height:70%;border:3px solid var(--gold);border-radius:var(--radius);z-index:-1}

/* cards */
.card{background:#fff;border:1px solid #e7ecf2;border-radius:var(--radius);padding:30px;transition:transform .35s var(--ease),box-shadow .35s,border-color .35s}
.card:hover{transform:translateY(-8px);box-shadow:var(--shadow);border-color:var(--gold)}
.card .num{font-size:2rem;font-weight:700;color:var(--gold);opacity:.5}
.card .ico{width:58px;height:58px;border-radius:50%;display:grid;place-items:center;background:#f5f1e6;color:var(--gold);font-size:1.5rem;margin-bottom:16px}
.card h3{margin:6px 0 10px;font-size:1.2rem;color:#13243b}
.card p{color:#5a6b7c;font-size:.95rem;margin:0}
.bg-navy .card{background:var(--navy-700);border-color:rgba(255,255,255,.08)}
.bg-navy .card h3{color:#fff}
.bg-navy .card p{color:#b7c3d2}

/* feature list */
.ticks{list-style:none;padding:0;margin:18px 0}
.ticks li{position:relative;padding:8px 0 8px 32px;color:#3f4f60}
.ticks li::before{content:"\2714";position:absolute;left:0;top:8px;color:var(--gold);font-weight:700}
.bg-navy .ticks li{color:#c6d1de}

/* partners */
.partner-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;align-items:center}
.partner-grid .logo-box{background:#fff;border:1px solid #e7ecf2;border-radius:12px;padding:24px;display:grid;place-items:center;transition:.3s}
.partner-grid .logo-box:hover{box-shadow:var(--shadow);transform:translateY(-5px)}

/* stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.stat h3{font-size:2.4rem;color:var(--gold);margin:0}
.stat p{color:var(--muted);margin:4px 0 0;font-size:.95rem}

/* CTA strip */
.cta-strip{background:linear-gradient(120deg,var(--navy-800),var(--navy-600));color:#fff;border-radius:18px;padding:48px;text-align:center}
.cta-strip h2{font-size:clamp(1.5rem,3vw,2.1rem);margin:0 0 12px}
.cta-strip p{color:#c6d1de;max-width:560px;margin:0 auto 24px}

/* forms */
.form{display:grid;gap:16px;max-width:680px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form label{font-size:.85rem;font-weight:600;color:#33465c;margin-bottom:6px;display:block}
.form input,.form select,.form textarea{
  width:100%;padding:13px 15px;border:1px solid #d7dee7;border-radius:8px;font:inherit;font-size:.95rem;background:#fff;transition:.2s;
}
.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,150,47,.15)}
.form textarea{min-height:140px;resize:vertical}

/* contact info cards */
.info-card{display:flex;gap:16px;align-items:flex-start;padding:22px;background:#fff;border:1px solid #e7ecf2;border-radius:12px}
.info-card .ico{flex:none;width:48px;height:48px;border-radius:10px;background:#f5f1e6;color:var(--gold);display:grid;place-items:center;font-size:1.2rem}
.info-card h4{margin:0 0 4px;font-size:1rem}
.info-card p,.info-card a{margin:0;color:#5a6b7c;font-size:.92rem}

/* ---- footer ---- */
.site-footer{background:var(--navy-900);color:#9aa7b5;padding-top:64px}
.footer-grid{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:34px}
.site-footer h4{color:#fff;font-size:1rem;margin:0 0 16px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer ul li{margin-bottom:10px}
.site-footer ul li a{font-size:.9rem;transition:color .25s}
.site-footer ul li a:hover{color:var(--gold)}
.footer-brand img{height:50px;margin-bottom:16px}
.footer-brand p{font-size:.9rem;line-height:1.7}
.footer-contact p{font-size:.88rem;margin:6px 0}
.footer-contact a{color:var(--gold-light)}
.socials{display:flex;gap:10px;margin-top:14px}
.socials a{width:38px;height:38px;border-radius:8px;background:rgba(255,255,255,.06);display:grid;place-items:center;color:#cbd5e0;transition:.25s}
.socials a:hover{background:var(--gold);color:#1a1306}
.risk{border-top:1px solid rgba(255,255,255,.08);margin-top:48px;padding:26px 0;font-size:.72rem;color:#71808f;line-height:1.7;text-align:center}
.copyright{background:#070d17;text-align:center;padding:16px;font-size:.82rem;color:#7a8898}
.copyright a{color:var(--gold-light)}

/* ---- scroll reveal ---- */
.reveal{opacity:0;transform:translateY(34px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.12s}
.reveal.d2{transition-delay:.24s}
.reveal.d3{transition-delay:.36s}

/* ---- prose ---- */
.prose h2{color:#13243b;font-size:1.4rem;margin:30px 0 12px}
.prose p{color:#445564;margin:0 0 16px}
.prose strong{color:#13243b}

/* ---- responsive ---- */
@media(max-width:960px){
  .nav-toggle{display:block}
  .nav-menu{
    position:fixed;top:0;right:-100%;height:100vh;width:300px;max-width:85vw;
    background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:80px 16px 30px;
    box-shadow:-10px 0 40px rgba(0,0,0,.18);transition:right .35s var(--ease);overflow-y:auto;z-index:120;
  }
  .nav-menu.open{right:0}
  .nav-menu>li>a{padding:13px}
  .dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;padding:0 0 0 12px;min-width:0;display:none}
  .nav-menu>li.exp .dropdown{display:block}
  .nav-cta{margin:14px 0 0}
  .nav-close{position:absolute;top:18px;right:18px;font-size:1.8rem;background:none;border:0;cursor:pointer}
  .split,.footer-grid{grid-template-columns:1fr}
  .g-3,.g-4,.partner-grid,.stats{grid-template-columns:repeat(2,1fr)}
  .framed::before{display:none}
}
@media(max-width:560px){
  .g-2,.g-3,.g-4,.partner-grid,.stats,.form .row{grid-template-columns:1fr}
  .pad{padding:56px 0}
  .cta-strip{padding:32px 20px}
  .hero-dots{left:22px}.hero-nav{right:22px}
}
.nav-close{display:none}
@media(max-width:960px){.nav-close{display:block}}